Comments on: Banking On The Road http://gypsyjournal.net/blog/2009/07/19/banking-on-the-road/ Fulltime RV Travel In Our Winnebago Motorhome Tue, 17 Jan 2012 23:45:47 +0000 hourly 1 http://wordpress.org/?v=3.0.3 By: John Mayleben http://gypsyjournal.net/blog/2009/07/19/banking-on-the-road/comment-page-1/#comment-4950 John Mayleben Mon, 20 Jul 2009 02:18:19 +0000 http://gypsyjournal.net/blog/?p=2428#comment-4950 One of the other solutions for depositing checks from the road is Remote Deposit Capture. More and more banks are offering small business solutions where, with a computer, an internet connection, and low cost check scanner, you can deposit any check, money order, travelers check, etc, drawn on a US bank into your checking account immediately (bank speak for 1-2 business days). While there is a cost for this service it may be small enough that the cost is worth the lack of hassle, delayed mail, and elongated funds availability that mailing your deposit creates. There is even a solution that does this with an Apple iPhone where the camera built into it acts as the scanner. John Mayleben One of the other solutions for depositing checks from the road is Remote Deposit Capture. More and more banks are offering small business solutions where, with a computer, an internet connection, and low cost check scanner, you can deposit any check, money order, travelers check, etc, drawn on a US bank into your checking account immediately (bank speak for 1-2 business days). While there is a cost for this service it may be small enough that the cost is worth the lack of hassle, delayed mail, and elongated funds availability that mailing your deposit creates. There is even a solution that does this with an Apple iPhone where the camera built into it acts as the scanner.

John Mayleben

]]> By: charles Howard http://gypsyjournal.net/blog/2009/07/19/banking-on-the-road/comment-page-1/#comment-4942 charles Howard Sun, 19 Jul 2009 20:06:25 +0000 http://gypsyjournal.net/blog/?p=2428#comment-4942 We still live in sticks and bricks and have banked remotely for 12 years. I don't foresee any change when we travel more. Never use ATMs, just Credit Cards for large purchases and get Debit Card cashback for convenience and dining when using Debit Card for small to medium purchases. A few years ago our bank started online check deposits via your scanner. Recently our Credit Union also started this. We don't get many checks so the time to scan is not a big deal. If I had a lot of checks I would mail them in using Business Reply envelopes the bank provided for this. I wouldn't make deposits online via Wi-FI, but if we fulltimed and had Cell Internet, we would use that. We still live in sticks and bricks and have banked remotely for 12 years. I don’t foresee any change when we travel more.
Never use ATMs, just Credit Cards for large purchases and get Debit Card cashback for convenience and dining when using Debit Card for small to medium purchases.
A few years ago our bank started online check deposits via your scanner. Recently our Credit Union also started this. We don’t get many checks so the time to scan is not a big deal. If I had a lot of checks I would mail them in using Business Reply envelopes the bank provided for this. I wouldn’t make deposits online via Wi-FI, but if we fulltimed and had Cell Internet, we would use that.

]]> By: Rick Devoy http://gypsyjournal.net/blog/2009/07/19/banking-on-the-road/comment-page-1/#comment-4937 Rick Devoy Sun, 19 Jul 2009 17:29:48 +0000 http://gypsyjournal.net/blog/?p=2428#comment-4937 Just having something to "put in"/"take out"/"move around" is the *problem*! ;>) Just having something to “put in”/”take out”/”move around” is the *problem*! ;>)

]]> By: Jerry and Suzy LeRoy http://gypsyjournal.net/blog/2009/07/19/banking-on-the-road/comment-page-1/#comment-4931 Jerry and Suzy LeRoy Sun, 19 Jul 2009 13:44:07 +0000 http://gypsyjournal.net/blog/?p=2428#comment-4931 We've used credit unions exclusively (except for mortgage loans) for nearly 50 years, and have seldom had any problem. The Shared Branching program is a real lifesaver! Like everybody else, credit unions have had to raise some fees, but with on-line deposits, cash-back at the stores, etc., we virtually never have to pay any fees. Newbies and Wannabes -- banking is not a problem! We’ve used credit unions exclusively (except for mortgage loans) for nearly 50 years, and have seldom had any problem. The Shared Branching program is a real lifesaver! Like everybody else, credit unions have had to raise some fees, but with on-line deposits, cash-back at the stores, etc., we virtually never have to pay any fees.

Newbies and Wannabes — banking is not a problem!

]]> By: James Palm http://gypsyjournal.net/blog/2009/07/19/banking-on-the-road/comment-page-1/#comment-4928 James Palm Sun, 19 Jul 2009 11:27:42 +0000 http://gypsyjournal.net/blog/?p=2428#comment-4928 Most banks will also allow you to raise your daily limit on your ATM withdrawal so that when you find an ATM without a fee or a small fee you can get more then the standard $250.00. We have ours set at a thousand dollars, we seldom use it but it's nice to know that it's available. Most banks will also allow you to raise your daily limit on your ATM withdrawal so that when you find an ATM without a fee or a small fee you can get more then the standard $250.00. We have ours set at a thousand dollars, we seldom use it but it’s nice to know that it’s available.

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